Overview
- A National Mission for Financial Inclusion launched in August 2014
- Provides affordable access to financial services for individuals without other accounts
Key Features
- Basic savings bank deposit (BSBD) account can be opened at any local bank or Business Correspondent (Bank Mitra) outlet
- Zero balance account option available
- Minimum balance required for cheque facility
- No charges for opening an account
Benefits
- Access to financial services such as:
- Pensions
- Insurance
- Banking
Statistics
- Over 4 crore bank accounts opened as of September 2014 (reported by the Ministry of Finance)
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